Senior Business Analyst Proxy Product Owner Digital Assets MBFFJP

Job Description

Job Title; Senior Business Analyst / Proxy Product Owner - Digital Assets

Role Purpose

We are seeking a strong Senior Business Analyst / Proxy Product Owner - Digital Assets to support the analysis definition prioritization and delivery of digital asset initiatives within a regulated financial services environment.

This role requires a candidate with relevant experience in digital assets blockchain / DLT cross-border payments real-world asset tokenization compliance and AML-related requirements. The ideal candidate will be able to work across business operations compliance legal risk and technology teams to translate complex business needs into clear requirements process flows business rules and implementation-ready documentation.

In addition to core business analysis responsibilities the role will provide proxy product owner support across assigned workstreams including requirement prioritization stakeholder coordination meeting governance presentation support action tracking and delivery follow-through.

Key Responsibilities

Business Analysis and Requirements Management

• Lead business analysis activities across digital asset and blockchain-related initiatives from discovery through detailed requirements and delivery support.
• Gather analyze validate and document business functional operational and control requirements.
• Translate business objectives into clear business requirements user stories business rules process flows and acceptance criteria.
• Ensure requirements are complete traceable well-structured and suitable for design development testing and implementation.
• Identify requirement gaps dependencies risks and open points and drive timely clarification.

Process Design and Functional Documentation

• Document current-state and target-state processes user journeys exception scenarios control points and operating procedures.
• Define business workflows covering transaction lifecycle approvals exception handling reconciliation reporting and audit requirements.
• Produce high-quality documentation including BRDs FRDs user stories process maps gap analyses business rules and test scenarios.
• Support walkthroughs with business and technology teams to validate requirements and confirm scope.

Domain Analysis Digital Assets and Payments

• Support analysis and documentation of requirements related to digital assets blockchain / DLT-enabled capabilities and associated operational processes.
• Gather and document requirements related to cross-border payment flows transaction processing settlement reconciliation and operational controls.
• Support business analysis for real-world asset tokenization including asset onboarding issuance flows lifecycle events ownership tracking transfer restrictions servicing and redemption.
• Capture requirements related to wallet custody transaction handling onboarding controls and servicing where relevant.
• Ensure all requirements are practical implementation-oriented and aligned with business goals.

Compliance AML and Control Requirements

• Work closely with compliance AML legal and risk teams to capture regulatory and policy-driven requirements.
• Document requirements related to KYC onboarding sanctions screening transaction monitoring suspicious activity handling approvals record keeping and audit trails.
• Ensure compliance and AML considerations are fully embedded into process design requirement documents and delivery discussions.
• Support traceability of control requirements through design testing and implementation phases.

Proxy Product Owner Responsibilities

• Act as a proxy product owner for assigned workstreams by helping translate business priorities into structured delivery scope and actionable backlog items.
• Support prioritization of requirements enhancements defects and change requests in alignment with business objectives and delivery timelines.
• Provide functional clarification to technology and delivery teams during design build testing and implementation.
• Work closely with stakeholders to ensure business intent is preserved throughout the delivery lifecycle.
• Help align scope priorities and expected outcomes across business and delivery teams.

Stakeholder Coordination MoMs and Presentations

• Facilitate workshops requirement sessions working groups and functional discussions with business operations compliance legal and technology teams.
• Prepare and maintain Minutes of Meeting (MoM) action trackers decision logs and follow-up items.
• Track open items and decisions and proactively follow through with relevant stakeholders for closure.
• Support preparation of presentations status updates requirement summaries and decision papers for working groups project forums and management reviews.
• Communicate complex functional topics in a clear and structured way for both technical and non-technical stakeholders.

Testing and Delivery Support

• Support creation of test scenarios test cases and business acceptance criteria.
• Assist with validation of delivered functionality against business requirements.
• Support UAT defect clarification implementation readiness and business sign-off activities.
• Work with project and delivery teams to ensure requirements are understood tested and implemented effectively.

Mandatory Skills and Experience

Experience

• 8 years of experience as a Business Analyst or Functional Analyst in banking payments financial services fintech or other regulated environments
• Strong experience in digital assets blockchain / DLT or tokenization-related initiatives
• Relevant experience in cross-border payments
• Relevant experience in real-world asset tokenization
• Strong experience capturing requirements involving compliance AML controls and operational processes
• Proven ability to work across business operations compliance legal and technology teams

Functional and Domain Knowledge

• Good understanding of digital assets blockchain / DLT concepts tokenization wallet and custody operating models settlement and reconciliation flows
• Strong understanding of cross-border payment processes and transaction lifecycle
• Good understanding of AML sanctions KYC transaction monitoring and control requirements within regulated environments
• Ability to translate emerging business concepts into structured and implementable requirements

Business Analysis and Product Support Skills

• Strong requirements gathering process mapping and documentation capability
• Ability to create high-quality BRDs FRDs user stories business rules process maps and test scenarios
• Experience supporting prioritization backlog clarification and day-to-day functional decision-making
• Strong analytical skills with attention to detail and traceability
• Strong communication facilitation and stakeholder management skills
• Strong capability in preparing MoMs action trackers management summaries and presentations

Preferred Skills

• Experience with digital asset custody wallets or token servicing requirements
• Exposure to smart contracts and blockchain platform capabilities from a business analysis perspective
• Experience working in product-led or platform-led delivery environments
• Familiarity with enterprise integration APIs and operational handoffs
• Understanding of governance controls and audit expectations in financial institutions

Education and Qualifications

• Bachelors degree in Business Finance Technology Engineering or a related discipline
• Relevant business analysis certifications are an advantage
• Payments compliance or digital asset-related certifications are a plus

Key Competencies

• Strong analytical and structured thinking
• Excellent written and verbal communication
• Strong documentation and presentation skills
• Strong attention to detail
• Ability to simplify complex topics for different stakeholder groups
• Strong ownership and follow-through