Oyedamola Aina

• Reviewed STR's to identify potential suspicious activity and investigate red flags to determine if further investigation is warranted.
• Ensured alerts are dispositioned in a timely manner to meet regulatory expectations.
• Evaluated incoming investigations, identify suspicious events, determine a disposition for each investigation, close false positives, escalate high-priority, suspicious transactions to an Investigator for further action.
• Wrote narratives on cases and make recommendations for escalation or closure.
• Conducted risk assessments and due diligence on clients and transactions to ensure compliance with regulatory requirements.
• Prepared and filed regulatory reports including FINTRAC filing.
• Collaborated with cross-functional teams including Legal, Risk, and Compliance to identify and mitigate AML risks.
• Participated in AML training and maintain knowledge of regulatory requirements and industry trends.

Reviewed STR's to identify potential suspicious activity and investigate red flags to determine if further investigation is warranted.
Ensured alerts are dispositioned in a timely manner to meet regulatory expectations.
Evaluated incoming investigations, identify suspicious events, determine a disposition for each investigation, close false positives, escalate high-priority, suspicious transactions to an Investigator for further action.
Wrote narratives on cases and make recommendations for escalation or closure.
Conducted risk assessments and due diligence on clients and transactions to ensure compliance with regulatory requirements.
Prepared and filed regulatory reports including FINTRAC filing.
Collaborated with cross-functional teams including Legal, Risk, and Compliance to identify and mitigate AML risks.
Participated in AML training and maintain knowledge of regulatory requirements and industry trends.

Detection of fraudulent activities and minimizing fraud losses by analyzing, identifying transactions and customer behavior patterns, and taking appropriate action
Maintained optimum service levels by promptly managing assigned cases, outbound/inbound contact with client and ensuring the depth of case review and identifying trends to improve service levels to clients.
Applied advanced research skills to develop business intelligence to support expert and in-depth anti-money laundering investigations of client relationships.
Analyzed and investigated unidentified/exceptional transactions on card accounts.
Communicating with other risk agents and management regarding possible fraud trends detected or suspected and actively identifying opportunities for process and system improvements.
Managing data profiling using Advanced MS Excel functions and data visualization tools to analyze source system data.

Performed intermediation analysis that requires knowledge of Anti-Money Laundering (AML), Bank Secrecy Act (BSA), and Know Your Customer (KYC) schemes.
Reporting & Due Diligence. Gather and validate information to assist in the preparation of compliance/governance reports such as the Qualitative Assessment Report, KYC profile reconciliations, transaction monitoring assessments and KYC completion reports.
Perform enhanced due diligence research on High-Risk Clients using WorldCheck and various AML-specific investigative tools.
Ensure AML and compliance reports are complete, accurate, and processed in a promptly for submission to RMs and other internal stakeholders in accordance with existing SLAs.
Conducted customer due diligence (CDD) and enhanced due diligence (EDD) at the time of onboarding as well as ongoing monitoring for customers.
Identified and documented emerging trends in suspicious activity observed at the organization and ability to present findings to the team and management.
Completed quality assurance review of completed suspicious activity, high-risk customers, alerts, and investigations.
Performed the due diligence of new clients opening, amending, and reviewing of clients (financial & corporate) according to established policies and procedures.
Identifying the ultimate beneficial ownership (UBO) and verification with account relationship

Conducted AML investigations and due diligence on high-risk clients and transactions.
Worked closely with cross-functional teams including Legal, Risk, and Compliance to mitigate AML risks.
Analyzed AML data and identified trends to improve AML policies and procedures.
Reviewed customer documentation including KYC information to cross-reference with account activity to reassign accurate risk level to the specific accounts held in the customer's name.
Prepared Suspicious TR/Unusual TR forms, identifying clients/transactions apparently related to money laundering/terrorist financing and escalating such for further investigation by law enforcement and/or reporting to appropriate government agencies, regulatory bodies.
Analyzed compliance monitoring reports and other related source documents for suspicious and unusual patterns of activity.
Reviewed and updated KYC, query missing files or documents and satisfied updated files to meet compliance requirements.
Ensured compliance with AML Act and KYC requirements/legislation at branch level and recorded Zero % sanctions ratings following regulatory inspections. Monitored the effectiveness of the AML SAS Antifraud module for transaction monitoring.
KYC enquiries engaged marketing & sales officers on all transactions identified as suspicious, analysis of Marketing officer’s responses viz a viz activities on such accounts, customer’s profiles, source of funds, transactions pattern and documentation status, and render further information when EDD is performed.

Ensured profitability and business growth in line with the set budget.
Delivered exceptional customer services to stakeholders.
Grew customer base by mobilizing liabilities and generating revenue.
Gained substantial wallet share of the customer’s business by ensuring optimum swings in accounts to generate the desired incomes.
Participated in recruitment, training, coaching, and motivating staff.
Ensured suitable adherence to credit policies, processes, and procedures.
Performed effective relationship management.
Facilitated Credit, products, and monthly performance review presentations.
Ensured re-activation of dormant accounts.
Monitored loan accounts averting sticky loans.