UAE Chief Risk Officer and Compliance and Money Laundering Reporting Officer (CROCOMLRO)

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companiesfrom the worlds largest enterprises to the most ambitious startupsuse Stripe to accept payments grow their revenue and accelerate new business opportunities. Our mission is to increase the GDP of the internet and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyones reach while doing the most important work of your career.

What youll do

Responsibilities

Strategic LeadershipDevelop and implement a robust AML/CFT compliance strategy across our UAE regulated retail payment services and stored value facility entities aligned with global FinCRO objectives. Leverage AI data science and automation to scale the program. Provide regular reporting to UAE Boards and Senior Management on program health and effectiveness.

AML/CFT Program OversightOwn and continuously enhance our AML/CFT program ensuring it effectively prevents detects and reports money laundering terrorist financing proliferation financing and other financial crimes in line with Federal Decree-Law No. 20 of 2018 Cabinet Decision No. 10 of 2019 and CBUAEs AML/CFT Standards Retail Payment Services and Card Scheme Regulations and Stored Value Facilities Regulations Framework.

Regulatory ComplianceEnsure ongoing compliance with all applicable CBUAE licensing conditions payment services regulations and broader UAE financial services laws across both entities. Monitor the regulatory environment for changes assess business impact and drive timely implementation of compliance obligations. Maintain a regulatory obligations register and own the internal compliance assurance framework.

Regulatory Management and ReportingServe as the primary point of contact for the CBUAE and UAE Financial Intelligence Unit (UAEFIU) for all inspections inquiries and examinations. Own the end-to-end STR/SAR process via the goAML platform and all other mandatory regulatory submissions.

Sanctions ComplianceOversee UAE sanctions compliance across both entities including screening against the UAE Local Terrorist List UN Security Council Consolidated List and applicable international regimes (OFAC EU and UK).

SVF and PSP Risk ManagementDesign and maintain AML/CFT risk frameworks tailored to the distinct risk profiles of both license typesincluding high-volume payment flows (PSP) and e-wallet abuse prepaid instrument layering and anonymous loading risks (SVF). Ensure transaction monitoring typologies are appropriately calibrated across both product sets.

Advisory and External InfluenceProvide expert AML/CFT and regulatory compliance guidance to product engineering and business teams on new products and market expansion. Represent Stripe in external forums regulatory consultations and industry groups across the UAE and GCC.

Training and CultureChampion a strong compliance culture across UAE teams. Oversee delivery of UAE-regulatory-compliant training programs covering PSP and SVF-specific risks.

Who you are

Minimum requirements

Experience10 years in financial crime or regulatory compliance with significant focus on fintech payments e-money or stored value products. Prior experience as a designated Chief Risk Officer or Compliance Officer or MLRO or Deputy MLRO under a CBUAE-regulated or comparable GCC-regulated entity preferred.

Regulatory KnowledgeDeep knowledge of UAE AML/CFT laws (Federal Decree-Law No. 20 of 2018 Cabinet Decision No. 10 of 2019) CBUAE AML/CFT Standards PSP and SVF regulatory frameworks and relevant FATF Recommendations. Familiarity with broader UAE financial services regulation and licensing requirements.

Fit and ProperMust satisfy CBUAE fit and proper requirements and be willing to undergo formal regulatory approval prior to commencement.

Communication and MindsetStrong ability to articulate complex regulatory concepts to technical and non-technical audiences. Able to translate regulatory requirements into practical scalable compliance solutions in a high-growth environment.

Data ProficiencyHigh data literacy with the ability to work closely with data and engineering teams to identify emerging financial crime patterns and validate detection model effectiveness.

CertificationsCAMS ICA International Diploma in AML or equivalent preferred.

LanguagesHigh professional fluency in English is required. Arabic fluency is an advantage.

LocationHybrid-office based Dubai.

Preferred qualifications

Experience in a global matrixed fintech organization across multiple jurisdictions Existing relationships with CBUAE and UAEFIU officials Familiarity with the UAEs Financial Infrastructure Transformation programme and its AML/CFT implications Experience designing AML/CFT and regulatory compliance controls for high-volume payment and stored value products at scale