Sales Executive
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Job Description
Job Summary:
The Sales Executive is responsible for acquiring new customers and promoting credit cards and other banking products. This role involves direct sales lead generation and customer relationship management to drive business growth.
Key Responsibilities:
Sales & Business Development:
Promote and sell credit cards personal loans and other banking products to potential customers.
Identify and approach prospective clients through various sales channels including field sales
Conduct face-to-face meetings and presentations to explain product features benefits and terms.
Meet and exceed assigned sales targets and key performance indicators (KPIs).
Lead Generation & Customer Acquisition:
Generate leads through networking events and customer referrals.
Assess customer needs and recommend suitable banking products.
Follow up with potential clients to ensure successful conversions.
Customer Relationship Management:
Build and maintain strong relationships with customers to ensure satisfaction and loyalty.
Provide excellent customer service and address inquiries or concerns promptly.
Educate customers on responsible credit usage and financial management.
Compliance & Documentation:
Ensure all sales activities comply with bank policies regulatory guidelines and ethical standards.
Collect and verify required customer documents for applications.
Maintain accurate records of customer interactions and sales transactions.
Market & Competitor Analysis:
Stay updated on banking products promotions and competitor offerings.
Provide insights and feedback to improve sales strategies and product offerings.
Requirements
Qualifications & Skills:
Education & Experience:
Bachelor s degree in Business Finance Marketing or a related field (preferred).
1-3 years of sales experience in banking financial services or related industries.
Experience in selling credit cards loans or banking products is a plus.
Skills & Competencies:
Strong sales and negotiation skills with a persuasive approach.
Excellent communication and interpersonal abilities.
Goal-driven self-motivated and able to thrive in a target-oriented environment.
Ability to handle customer objections and convert leads into sales.
Proficiency in CRM software and Microsoft Office Suite.
Other Requirements:
Willingness to work in a field sales environment.
Ability to work flexible hours including weekends if required.
Would you like any modifications or additions tailored to a specific bank s requirements
Experience : (Yrs& Field): Minimum 1-3 years as a key executive/DB of strategic sales experience in a business-to-business sales environment. Educational Qualification: Bachelor s Degree. Skills & Abilities: Excellent listening, negotiation, and presentation skills Proven ability to manage multiple projects at a time while paying strict attention to detail Demonstrated ability to communicate, present, and influence credibly and effectively at all levels of the organization, including executive and C-level
Employment Type
Full Time
