Associate Principal Engineer

Must have Skills: Architecture (Expert) Microservices architecture (MSA) (Strong) Integration Architecture (Strong) Cards & Payments Domain Card Management Platforms

Good To Have Skills : 

Job Description :

We are looking for a Solutions Architect for the Cards Platform with strong experience in cards payments domain APIs and banking systems integration.

The role will be responsible for designing scalable and secure architecture solutions supporting strategic cards initiatives and aligning with business channels and vendor requirements.

The candidate should have solid technical expertise in cards systems integration architecture and end-to-end solution design within banking environments.

-At least 10 years of technology experience with 2-3 years as a Solution Architect in the Payments/Cards domain

- Expertise in card management platforms (e.g. VisionPLUS Way4 First Data CardPac etc.) and experience with end-to-end card lifecycle management including acquiring issuance activation transaction processing and settlements.

-Deep understanding of card processing flows including authorization clearing and settlement as well as dispute management and chargeback processes.

-Comprehensive understanding of card products including credit debit and prepaid cards with experience in designing solutions for co-branded cards corporate card programs and loyalty/rewards cards.

-Experience in developing and integrating loyalty programs cashback rewards and installment payment options to enhance cardholder engagement.

-Experience with payment gateways payment processors and clearing systems.

-n-depth knowledge of card industry standards and regulations such as PCI-DSS EMV PSD2

-Experience in implementing security measures like tokenization 3D Secure to comply with regulatory and industry mandates.

-Knowledge of data management practices specific to payments and cards including data privacy and data security All Essential

-Ability to assess and integrate third-party card management solutions. Experience in solution evaluation selection and early-phase project estimates.

-Deep technical understanding knowledge and experience in proposing architectural design principles & patterns and justifying the benefits and drawbacks for Core Banking application architecture & its integration ecosystem (e.g. integration with switches 3rd party ecox0002systems REST APIs ISO8583 or similar et al) --Adequate knowledge & experience of baking cyber and information security controls into products via methods such as Data Classification/Asset Valuation Regulatory Requirements considerations (e.g. PCI-DSS UAE Central Bank GDPR) Threat Modelling & Security Requirements (Govern Identify Protect Detect Respond Recover)

- Adequate knowledge of and experience in implementing cyber security controls such as Authentication Authorization Encryption Algorithms & Keys Data Security Security Events Logging & Alerting

- Some knowledge and experience of attacking and defending systems from a cyber security perspective

Remote Work :

No

Employment Type :

Full-time