Credit Analyst
صاحب العمل نشط
حالة تأهب وظيفة
سيتم تحديثك بأحدث تنبيهات الوظائف عبر البريد الإلكتروني
شارك هذه الوظيفة
حالة تأهب وظيفة
سيتم تحديثك بأحدث تنبيهات الوظائف عبر البريد الإلكتروني
الوصف الوظيفي
Role : Credit Analyst
Location : Dubai
Role Purpose:
Role holder will go through on the job training and working on credit analysis.
The job holder will be expected to support the overall maintenance of the assigned tasks within Credit Departments these may include but not limited to preparation of credit approval packages AC memos Credit Round Table CRT discussion materials credit file maintenance.
Key Accountabilities of the role
- Support RMs and ARMs in the review and preparation of credit approval packages AC memos Credit Round Table CRT discussion materials etc. and ensure the same are completed as per the banks requirements
- May attend client calls/meetings in conjunction with the RM/Division Head in relation to the clients banking requirements
- Support preparation of spreadsheets and perform financial analysis incl. basic financial modeling if applicable and qualitative analysis to support analysis of potential and existing credit applications
- Carry out initial market checking and monitor credit worthiness of obligors/counterparties including search for negative press articles rating agencies.
- May be asked to liaise with Risk in relation to the credit approval packages such as responding to queries and comments from Risk Management etc.
- Prepare necessary security and other documents in liaison with Legal & Sharia departments
Process Implementation
- Support Frontline staff to track review dates and ensure all facilities are renewed/deferred on a timely basic
- Ensure consistency accuracy quality and integrity of all proposals/memos
- Maintain and reconcile the credit files and identify discrepancies and variance
- Ensure complete adherence to all KPIs (Turnaround time (TAT) Credit package quality Review dates etc.)
- Support the credit analyst in assessing the creditworthiness of the counterparties and evaluate Credit proposals for lending.
- Where required liase with relationship managers Business Lines Legal staff Risk division and other stakeholders to obtain information
- Support the credit analyst in ensuring that new transactions and credit renewals meet the banks risk appetite criteria credit policies and procedures and regulatory requirements.
- Keep abreast of both macro and micro economic developments and any regulatory changes that might impact the relevant portfolio under coverage
Specialist Skills / Technical Knowledge Required for this role:
Good understanding of business finance economics and current affairs
Analytical Thinking & Business Oriented approach
Strong interpersonal and communication skills both verbal and written.
UAE Nationals only considered for this role.
Required Experience:
IC
نوع التوظيف
دوام كامل
