Credit Analyst

الشارقة - الإمارات

الراتب شهرياً: لم يكشف

تاريخ النشر: 24-09-2025

عدد الوظائف الشاغرة: 1 عدد الوظائف الشاغرة

سجل للتقديم

ملخص الوظيفة

Description

Role : Credit Analyst - Home Finance
Location : Sharjah

Role Purpose:

Provide full support to branches and DSUs by reviewing and processing proposed finance applications in a timely fashion and within approved polices.

Key Accountabilities of the role

Examining credit Application for completeness and timeliness of information noting exceptions for correction.
- Preparation of error free credit docs
- Vigilance in applying de-dupes
- Observing agreed TAT.
- Compliance policies and satisfactory RiskRating.
Analyze Bank Statements so as assess its genuineness continuity business turnovers cheque returns average balances and to observe if there is any chance of artificial fabrication of such statements.
Analyze applicants financial statements and comment on its findings (where required).
Check customers status through de-dupes/CBRB.
Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card.
Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making
Demonstrate full and up to date knowledge of ADIBs products policies and procedures.
Proactively and continually make and recommend system changes and enhancements alsoensure that all procedures and policies are implemented and being followed in compliance with organization.
Demonstrate full team spirit and positive attitude.
Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management

RESULTS REQUIERD:

Support business in achieving monthly budget & targets while maintaining highest quality portfolio
Additional support to business in capturing customers within the acceptable parameters without violating CB regulations.
Contribute positively in the daily underwriting activities
Improve communication branches and DSUs as being internal customers
Provide constructive comments and feedback on proposed finance applications
Compliance of policies & procedures Comply and perform Key operational controls as required in ADIBs polices & procedures in day to day operations

Specialist Skills / Technical Knowledge Required for this role:

Good credit and analytical skills and knowledge
Minimum 3 years of practical banking experience preferably in the finance & credit field
Detailed knowledge of ADIBs Retail Banking credit products & services
Broad knowledge of ADIBs Retail Credit & Operational Policies & Procedures
Good Knowledge of UAE banking practices regulations & risks
Good communication skills
Good Computer Skills
Detailing of the documents
Strong command of Arabic & English language

Required Experience:

DescriptionRole : Credit Analyst - Home FinanceLocation : SharjahRole Purpose:Provide full support to branches and DSUs by reviewing and processing proposed finance applications in a timely fashion and within approved polices.Key Accountabilities of the role Examining credit Application for complete...

Description

Examining credit Application for completeness and timeliness of information noting exceptions for correction.
- Preparation of error free credit docs
- Vigilance in applying de-dupes
- Observing agreed TAT.
- Compliance policies and satisfactory RiskRating.
Analyze Bank Statements so as assess its genuineness continuity business turnovers cheque returns average balances and to observe if there is any chance of artificial fabrication of such statements.
Analyze applicants financial statements and comment on its findings (where required).
Check customers status through de-dupes/CBRB.
Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card.
Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making
Demonstrate full and up to date knowledge of ADIBs products policies and procedures.
Proactively and continually make and recommend system changes and enhancements alsoensure that all procedures and policies are implemented and being followed in compliance with organization.
Demonstrate full team spirit and positive attitude.
Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management

RESULTS REQUIERD:

Support business in achieving monthly budget & targets while maintaining highest quality portfolio
Additional support to business in capturing customers within the acceptable parameters without violating CB regulations.
Contribute positively in the daily underwriting activities
Improve communication branches and DSUs as being internal customers
Provide constructive comments and feedback on proposed finance applications
Compliance of policies & procedures Comply and perform Key operational controls as required in ADIBs polices & procedures in day to day operations

Specialist Skills / Technical Knowledge Required for this role:

Good credit and analytical skills and knowledge
Minimum 3 years of practical banking experience preferably in the finance & credit field
Detailed knowledge of ADIBs Retail Banking credit products & services
Broad knowledge of ADIBs Retail Credit & Operational Policies & Procedures
Good Knowledge of UAE banking practices regulations & risks
Good communication skills
Good Computer Skills
Detailing of the documents
Strong command of Arabic & English language

Required Experience:

اعرض المزيد

المهارات المطلوبة

Financial Statement Preparation
تحليل الائتمان
Cash Flow Analysis
Math
الخدمات المصرفية
Analysis Skills
UCC Law
Underwriting
التحليل المالي
Financial Modeling
Financial Report Interpretation
Word Processing

قدم الآن

عن الشركة

ADIB Group

Welcome to Abu Dhabi Islamic Bank. Our bank offers many of the world's leading financial and banking services. Learn more about us through our website.

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