Credit Risk Analyst

Rize is a groundbreaking rentnowpaylater platform reshaping the rental landscape in Saudi Arabia. Were dedicated to making rentals more accessible and affordable enabling tenants to manage their finances with ease and landlords to secure their income effortlessly. Were on a mission to revolutionize the rental industry breaking down barriers and creating opportunities for all. Were a team of innovators thinkers and problemsolvers committed to creating a positive impact and driving change in the market.

Our Team

We love working together being creative and doing things differently! Our team is made up of over 20 people with different nationalities. We work from a cozy office in Riyadh Saudi Arabia. And hey were not just smart were really good at coming up with new ideas! Plus you can work from wherever you want because we like to keep things flexible.

Our core values & Principles

• Innovation We re a technologydriven team with the purpose of uplifting the real estate sector. We are the leaders of the industry in innovation.
  

• Customer Centricity We put the customer at the core of every decision and action.
  

• Adaptability Being able to adapt quickly to changing market conditions and customer needs.
  

• Empowerment & Collaboration Our team is the most valuable aspect of the company; We respect all ideas our team enjoys authority autonomy and collaboration.
  

• Ethical Excellence We perform within the highest ethical standard.
  

Job Summary

Were on the lookout for our first Analyst to join our lovely Risk team guided by our amazing Head of Risk. This role is tailormade for individuals who are bright imaginative and keen to develop their skills within the Risk team. Prior experience in Fintech and B2C BuyNowPayLater industry is preferred.

What will you be doing

• Analyze prospective tenants credit history and businesses financial statements to determine the risk involved in extending Rizes RNPL product.
  
• Report tenants commitments in the Simah Portal in a timely and accurate manner.
  
• Monitor collections maintain detailed reports and communicate findings to management.
  
• Develop implement and oversee the collection process ensuring the team meets set KPIs.
  
• Predict and evaluate potential risks involved with specific transactions and improve fraud detection.
  
• Collaborate with the leasing team to ensure potential tenants meet Rizes credit criteria.
  
• Prepare reports detailing risk assessment findings and suggest changes to Rizes credit policies.
  
• Work with the team to enhance and automate assessments and Collections analytics while supporting the implementation of collections strategies and monitoring their performance.
  
• Help designing and developing reports and dashboards to present insights and set anomaly alerts according to monitoring rules.
  
• Deliver insights and optimisation of our risk performance.
  

Requirements

Youre a perfect match if you have

• 1 Year of experience in credit risk specially in B2C Individual loan financing sector
  
• Preferably coming from the Fintech scene in the BuyNowPayLater sector.
  
• Startups mindset with smart flexible innovative and growth mindset.
  
• Understanding of the use of Simah
  
• Fluency in Arabic and English.
  

Benefits

What do we offer

• Competitive salary Receive a competitive salary package in USD or SAR reflecting your skills and contributions in our industry.
  

• Diverse International team Join a diverse international team where different perspectives and backgrounds enrich our collaborative culture.
  

• Flexibility Enjoy the option to work full remote or hybrid allowing you to balance work and life in a way that suits you best.
  

• Innovation Shape the future of Proptech with your groundbreaking ideas and technological prowess.
  

• Direct Impact See your ideas come to life and make tangible changes in an industry ripe for revolution.
  

• Fastpaced Learning Grow personally and professionally every day with opportunities to master new skills in our dynamic startup environment.
  

• Creative Freedom Take the reins innovate and push boundaries with the freedom to experiment learn and grow at Rize.
  

• Closeknit Community Join a collaborative supportive team where your voice matters and your contributions are recognized and celebrated.