The Product
Imagine a bank that actually understands you - one that reads your spending patterns predicts what you need before you ask and talks to you like a smart financial friend not a corporate robot.
MAL is building the worlds first AI-native Islamic digital bank where every interaction is powered by intelligent conversation ethical financial principles and interfaces that adapt to users lives in real time. The product combines Core Banking AI-driven financial health tools personalized insights and conversational UX into a fully mobile-first experience.
Backed by $230M in funding and led by leaders behind Revolut and Nubank MAL is preparing for its 2026 launch with the mission to serve 2 billion Muslims and underbanked communities globally - people who have historically been underserved by traditional finance.
This is not just another fintech - it is a category-defining AI-native banking platform built from the ground up.
The Position
We are looking for a Head of Mobile Engineering (Function Lead) to own the entire mobile engineering function across product verticals.
You will drive stabilization and delivery of Core Banking while building scalable reusable mobile foundations (design system localization analytics CI/CD integration standards) that power Financial Health (PFM) AI-driven journeys and future vertical expansions.
This is a hands-on leadership role combining deep mobile architecture expertise with strong organizational impact.
Team Composition & Collaboration
Reports to: CTO / VP Engineering
Works closely with:
Core Banking Head of Engineering
Financial Health leadership
AI and backend teams
Product Managers
Design and UX teams
You will lead and align:
Core Banking mobile engineers
Financial Health (PFM) mobile engineers
Current Workstreams
Core Banking:
Localization CMS integration
Android optimization localization
Ruya waitlist referrals
AI design system support journeys
Financial Health (PFM):
Demo mode and registration
Bank connection
Insights and dashboard
Transactions
Goals budgets limits challenges
Chat and weekly AI summaries
Clarity score
Advanced analytics
Your Responsibilities
Product Delivery & Stabilization
Ship and stabilize Core Banking including P2P correctness and release readiness
Ensure reliability of sensitive financial flows and authentication
Mobile Foundations Ownership
Build and standardize shared design systems and UI kits
Own localization and RTL frameworks (Arabic-first environment)
Establish analytics error handling offline capabilities and performance standards
Standardize SDK integrations (authentication banking integrations CMS patterns)
Ensure secure auth/session handling aligned with financial-grade security
Operational Excellence
Establish high-performing CI/CD pipelines
Define QA gates and release cadence
Own crash monitoring performance tracking and production quality
Maintain high release velocity while preserving banking-grade stability
Team Leadership
Mentor and guide senior mobile engineers
Define architecture standards and enforce code quality
Align cross-vertical teams around shared mobile principles
Collaborate closely with AI and backend teams for seamless integrations
Success in the First 90 Days
Core Banking P2P fully functional and stable with release gates
Authentication SDK standardized across sensitive flows
Shared UI kit and architecture adopted by Core Banking and PFM teams
Localization framework and RTL checklist implemented; Arabic fully shipped
Weekly mobile release cadence established
Crash-free rate above 99%
P2P success rate above 95%
Your Experience
Must have:
8 years in mobile engineering (iOS Android or React Native)
Hands-on leadership experience
Proven track record building shared mobile platforms component libraries or design systems
Strong experience in security SDK integrations secure storage and session handling
Experience delivering high-velocity releases in fast-scaling environments
Strong cross-functional collaboration with product and design
Nice to have:
Experience in fintech banking or regulated environments
Experience building AI-first or conversational interfaces
Experience working with RTL/localization-heavy products
Background in Core Banking or Financial Health platforms
Why Youll Love Working Here
Build the worlds first AI-native Islamic digital bank
Backed by $230M and industry leaders behind Revolut and Nubank
Shape mobile architecture for a product serving 2B users globally
Work on mission-driven ethical finance innovation
High ownership and executive-level visibility
Location
UAE Abu Dhabi
On-site - presence in the Abu Dhabi office is required several days per week.
Required Experience:
Director