JOB PURPOSE:
To manage and grow a portfolio of profitable borrowing and non-borrowing customer base including Trade & Working capital customers in defined geographical markets in pursuit of specific sales service growth and opportunity targets.
KEY ACCOUNTABILITIES:
- Responsible for Identifying originating & delivering business across all products in the identified target segment.
- Maintains active prospecting effort and pipeline for achieve core financial objectives.
- Responsible for delivery against assigned financial revenue and balance sheet targets.
- Fulfil customers requirements and manage the overall relationship ensuring quality of service.
- Responsible for ultimate commercial decision on client to optimise wallet share and returns.
- Responsible for maximising Share of Wallet (SOW) at client level across the managed portfolio.
- Responsible for maintaining the pipeline making sure the information is complete and accurate updated and all identified opportunities are included.
- Sponsor Credit proposals for Borrowing customers.
- Responsible for Credit analysis onboarding and monitoring support for acquisition and management of borrowing customer portfolio with need based assistance from assigned Assistant Relationship Managers.
- Responsible for Monitor compliance with approved terms.
- Responsible for service recovery tasks and resolution of escalated customer transactions for breach of TAT and exceptions allowed under Operational Delegation.
- Follow all relevant departmental policies processes standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.
- Demonstrate compliance to organisations values and ethics at all times to support the establishment of a value drive culture within the bank.
- Contribute to the identification of opportunities for continuous improvement and sustainability of systems processes and practices considering global standards productivity improvement and cost reduction.
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Qualifications :
QUALIFICATIONS & EXPERIENCE:
Minimum Qualification
- Bachelors Degree in Business Administration Finance Banking or a related major field of study is preferred
Minimum Experience
- 8 years relevant experience in the Corporate Commercial or Business Banking with at least 3 years in similar positions of managing borrowing customer base in the identified target segment.
- Strong Experience of Credit Analysis / Financial Analysis
- Experience of Credit Proposal is a must
Remote Work :
No
Employment Type :
Full-time