Analyst- Credit
Posted on :
10-01-2025
Employer Active
1 Vacancy
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Share
Send me jobs like this
Job Alert
You will be updated with latest job alerts via emailValid email field required
Send jobs
Job Description
JOB PURPOSE:
To enable the assessment and credit decisions relating to unsecured credit facilities credit cards Personal loans.
KEY ACCOUNTABILITIES:
Retail Credit Appraisals
- Ensure high and accurate Prescreening of Cards / Loans applications and analyse credit proposal within the policy guidelines and within acceptable timeframe as per agreed SLA.
- Ensures discrepancies/ Fraudulent applications are escalated to line Manager and internal Fraud control Unit.
- Conducts telephonic and / or field verification to check the authenticity of information and documentation provided by the applicant
- Prepare detailed notes for recommendation and escalate to next level for accurate decisioning.
- Coordinates with internal customers Business Unit CAD and collection to ensure adherence to guidelines and that all requests are attended to in a prompt and professional manner and within the agreed timelines. .
Policies & Procedures
- Ensures the Preparation Maintenance and recording of all documents and data relating to loans and Credit facilities in the pre and post approval stages in a systematic manner adhering to requisite legal formalities and internal policies.
Self Management Responsibilities
- Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are achieved during the course of the year.
- Identifies training and development requirements for self and agrees on them with the reporting manager to ensure that the required trainings are arranged and attended.
- Strives to achieve with the highest levels of proficiency on all the competencies and skills required to perform the role.
- Keeps abreast of professional developments new techniques and current issues through related trainings
Qualifications :
Minimum Qualification
- Bachelors degree in Business Administration management Banking or any related discipline.
Minimum Experience
- Minimum of 1 years of experience.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
Key Skills
Report This Job
Disclaimer: Drjobs.ae is only a platform that connects job seekers and employers. Applicants are advised to conduct their own independent research into the credentials of the prospective employer.We always make certain that our clients do not endorse any request for money payments, thus we advise against sharing any personal or bank-related information with any third party. If you suspect fraud or malpractice, please contact us via contact us page.
