Payment Gateway Developer

Job Title: Payment Gateway Developer iGaming

Location: Dubai (UAE)
Job Type: Fulltime
Industry: iGaming (Mandatory)
Experience Required: 34 Years in HighRisk Payment System Development
Languages: Fluent in English
Availability: Flexible schedule with 24/7 availability (if required)
Lifestyle Requirement: No smoking or drinking
Relocation: Willing to relocate as per company requirements (accommodation food and contract included)

Job Overview:

We are hiring an innovative and experienced Payment Gateway Developer who can design build and maintain proprietary highrisk payment infrastructure specifically for the iGaming and betting industry. This role goes beyond thirdparty gateway integrationyoull create fullscale inhouse payment processing systems optimized for the unique needs of realmoney gaming platforms in India and global markets.

The ideal candidate will have deep expertise in UPI architecture dynamic routing algorithms OCRbased reconciliation systems and realtime transaction handling. Youll play a missioncritical role in building secure scalable and regulationcompliant payment systems from the ground up.

Key Responsibilities:

Payment Gateway Development

• Architect and develop a custom payment gateway optimized for highrisk highfrequency iGaming transactions
• Build support for UPI intent flows QRbased payments IMPS/NEFT and crypto wallets
• Implement dynamic routing logic to distribute transactions across bank accounts or payment nodes based on user segments limits or load balancing

Reconciliation & Automation

• Develop OCRbased tools to automatch UTR numbers from useruploaded screenshots with backend transaction logs
• Build automated systems for tracking reconciling and reporting failed or pending transactions
• Design internal dashboards for transaction status settlement cycles and issue tracking

Security & Compliance

• Implement encryption protocols data masking and tokenization for user financial data
• Ensure compliance with RBI guidelines KYC/AML rules and PCIDSS standards
• Maintain audit trails and build tools for regulatory reporting across Indian jurisdictions

Performance & Scalability

• Design the gateway to handle realtime payments at high scale (thousands of concurrent transactions)
• Optimize for speed accuracy and uptime across devices and game environments
• Build in redundancy fallback mechanisms and smart retry logic for transaction reliability

Collaboration & Deployment

• Work with game platform developers and DevOps teams to deploy the payment infrastructure
• Coordinate with legal/compliance teams on approval of flows and transaction governance
• Maintain detailed documentation for all systems APIs and modules

Required Skills & Experience:

• 34 years of handson development experience in highrisk payment systems
• Strong programming skills in Python Java or Golang
• Deep knowledge of UPI infrastructure dynamic routing and banking APIs
• Proficiency in designing realtime scalable APIs for payment processing
• Experience building custom OCR systems or integrating thirdparty OCR for UTR reconciliation
• Indepth understanding of regulatory standards: RBI PCIDSS KYC/AML
• Experience managing largescale financial transactions for iGaming or betting platforms

Preferred Qualifications:

• Built a proprietary gateway or payment switch for an iGaming or fintech company
• Experience with crypto transaction flows wallet systems or virtual account setups
• Familiarity with statespecific Indian gaming laws and how they affect transaction flows
• Strong understanding of fee management chargeback handling and fraud detection algorithms
• Comfortable with realtime monitoring systems and scalable logging infrastructure (e.g. Prometheus Grafana)