We are looking for a Card Testing Analyst with strong expertise in Debit Credit and Prepaid card systems. The role involves validating end-to-end card transaction processing testing Card Management Systems (CMS) and ensuring compliance with card scheme rules and security standards.
Key Responsibilities
Card Transaction Testing Test Debit Credit and Prepaid card transactions across multiple channels.
Validate transaction flows on: ATM Cash withdrawal balance inquiry mini statement. POS Purchase refund reversal pre-authorization completion. E-commerce Online payments with 3D Secure authentication. Card Lifecycle Testing
Validate and test complete card lifecycle processes including: Card issuance and card personalization. Card activation and PIN generation. PIN change and PIN reset. Card block unblock and hotlisting. Card replacement and renewal. Card Management System (CMS) Testing Perform testing on Card Management Systems (CMS). Validate card configurations limits and usage controls. Test integration between CMS switch and core banking systems. Payment Network & Message Validation Analyze and validate ISO 8583 authorization messages. Verify transaction request/response message fields. Validate authorization clearing and settlement flows. Testing Activities
Execute various types of testing including: Functional Testing Integration Testing System Testing Regression Testing UAT (User Acceptance Testing) End-to-End transaction testing. Compliance & Scheme Validation Ensure system compliance with: Visa and Mastercard scheme rules PCI-DSS security standards EMV chip card specifications 3D Secure authentication standards Vendor & Integration Testing
Coordinate with external vendors such as:Payment switchesATM/POS vendorsCard personalization vendorsPayment gatewaysSupport integration testing with card networks and third-party systems.
Defect & Test Management
Design and maintain test cases test scenarios and test and track defects using tools such as JIRA / HP ALM / Quality defect analysis and regression testing after SupportSupport production issue investigation related to card failed transactions and provide root cause production fixes and patche
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