Product Associate

Roles and responsibilities

• *Technical Vision*: Define and implement the technical strategy for business finance digitization, aligning with organizational goals.
• *Solution Design*: Architect and design scalable, secure, and integrated solutions for financial processes (Auto Finance, Home Finance and Cards).
• *Technology Evaluation*: Assess and recommend suitable technologies (e.g., ERP, fintech, blockchain).
• *Team Leadership*: Lead and mentor cross-functional teams (developers, QA, designers) to deliver high-quality solutions.
• *Project Management*: Oversee project timelines, budgets, and resource allocation.
• *Stakeholder Collaboration*: Work closely with finance, business, and IT stakeholders to gather requirements and ensure solution adoption.
• *Technical Debt Management*: Identify and address technical debt, ensuring solution maintainability and scalability.
• *Change Management*: Implement effective change management strategies to minimize disruption.
• *Compliance and Risk*: Ensure solutions comply with regulatory requirements
• *Innovation*: Stay updated on industry trends and emerging technologies, applying innovative solutions.
• Requirements*
• *Experience*: 5+ years in technical leadership roles, with 5+ years in finance digitization or related fields.
• *Education*: Bachelor's degree in Computer Science, Information Technology, or related fields.
• *Technical Skills*: Proficiency in: Loan Origination system LOS
• Cloud platforms (e.g., AWS, Azure, Google Cloud).
• Database management (e.g., MySQL, MongoDB).
• Agile methodologies (e.g., Scrum, Kanban).
• Communication*: Excellent communication, presentation, and interpersonal skills.
• Products can be digitized by enabling them to be bought, sold, and marketed through online channels. Digital sales platforms, payment systems, and product listings allow businesses to reach a global audience and streamline product sales.

Desired candidate profile

1. Digital Twin Technology

• A Digital Twin is a virtual replica of a physical product or system. It allows companies to simulate, monitor, and optimize real-world products or assets in real-time. For example, in manufacturing, a digital twin of a machine or production line can provide data on its performance, predictive maintenance needs, and potential issues before they occur.
• Applications: Product design, performance monitoring, predictive maintenance, and lifecycle management.

2. IoT Integration (Internet of Things)

• The Internet of Things (IoT) involves embedding sensors, software, and connectivity into physical products, allowing them to collect and transmit data. By digitizing products with IoT, companies can gain real-time insights into product usage, performance, and customer behavior.
• Applications: Smart appliances, connected cars, wearables, healthcare devices (e.g., smart glucose monitors).

3. Cloud-Based Products and Services

• Cloud Computing enables products to store data, process information, and offer services through the internet, making them accessible from anywhere. Products that were once stand-alone items can now operate with cloud-connected platforms for greater functionality.
• Applications: Software-as-a-Service (SaaS) products, cloud-based storage solutions, and digital media platforms (e.g., Netflix, Spotify).

4. Mobile and Web Applications

• Creating mobile apps or web platforms to control or interact with physical products is a form of product digitization. Many physical products are now paired with mobile applications that offer enhanced functionalities, remote control, and user interfaces.
• Applications: Home automation systems (e.g., smart thermostats controlled by mobile apps), fitness trackers paired with health apps.

5. Product Data and Analytics

• Digitized products often generate large amounts of data. By collecting and analyzing this data, companies can gain insights into how their products are used, identify areas for improvement, and enhance the overall customer experience.
• Applications: Consumer electronics that track user behavior, cars that report on driving habits, and fitness trackers that provide personalized feedback.

6. E-commerce Integration

• Products can be digitized by enabling them to be bought, sold, and marketed through online channels. Digital sales platforms, payment systems, and product listings allow businesses to reach a global audience and streamline product sales.
• Applications: Online marketplaces (e.g., Amazon), digital subscriptions (e.g., Netflix), and e-commerce websites for physical products.