Principal System Architect – Digital Banking Digital Payments FinTech

Role Summary

We are seeking an experienced Principal System Architect to lead the enterprise architecture strategy for large-scale Digital Banking and Digital Payments platforms. The role will define architecture standards govern technical solutions and drive the design of secure scalable cloud-native and high-availability systems supporting mission-critical financial services.

Working closely with Engineering Product Infrastructure Security Compliance and Executive Leadership the Principal System Architect will ensure technology aligns with business strategy while mentoring architects and engineering teams.

Key Responsibilities:

• Define enterprise architecture strategy technology roadmap standards and governance.
• Design scalable cloud-native microservices and event-driven architectures.
• Architect Digital Payments Mobile Wallets QR Payments Payment Gateways Open Banking Core Banking integrations Digital Lending P2P Transfers Bill Payments and Remittance platforms.
• Lead architecture reviews HLD approvals technical governance and reusable architecture frameworks.
• Design integrations with Visa Mastercard Core Banking AML Fraud CRM ERP Identity and Open Banking APIs.
• Ensure High Availability Disaster Recovery Security-by-Design Performance Scalability and Observability.
• Drive Cloud Kubernetes DevSecOps API-first CI/CD and Infrastructure-as-Code initiatives.
• Ensure compliance with PCI-DSS ISO 27001 AML/KYC OAuth2 OpenID Connect JWT mTLS and Zero Trust principles.
• Mentor architects and engineering teams while collaborating with CTO CIO Product Security and Business stakeholders.

Technical Skills:

• Architecture: Enterprise Architecture Microservices Distributed Systems Event-Driven Architecture DDD CQRS Saga.
• Cloud & DevOps: AWS/Azure/GCP Kubernetes Docker Helm Terraform Jenkins GitHub Actions ArgoCD.
• Development: Java Spring Boot/Spring Cloud REST GraphQL gRPC.
• Messaging: Kafka RabbitMQ.
• Databases: PostgreSQL Oracle SQL Server MongoDB Redis.
• Monitoring: Prometheus Grafana ELK Splunk.

Requirements:

• Bachelors degree in Computer Science IT Software Engineering or related field.
• 15 years in Software Engineering/System Architecture.
• 8 years as Solution System Enterprise or Principal Architect.
• 5 years in Banking Digital Payments or FinTech.
• Proven experience designing enterprise-scale cloud-native financial platforms handling high-volume transactions.
• Strong knowledge of Enterprise Architecture Cloud Kubernetes APIs Security DevSecOps and Financial Compliance.
• TOGAF and Cloud Certifications are preferred.

Application Question(s):

• Do you have at least 15 years of experience in Software Engineering/System Architecture including a minimum of 8 years as a Solution System Enterprise or Principal Architect
• Have you designed and led the architecture of enterprise-scale Digital Banking Digital Payments Mobile Wallet Core Banking or FinTech platforms handling high-volume financial transactions
• Do you have hands-on experience designing cloud-native microservices using Kubernetes Docker and AWS Azure or GCP with event-driven architectures (e.g. Kafka/RabbitMQ)
• Have you been responsible for Enterprise Architecture Governance including defining architecture standards leading Architecture Review Boards (ARB) approving High-Level Designs (HLDs) and mentoring Solution/System Architects
• Do you have practical experience implementing secure financial architectures compliant with PCI-DSS IAM (OAuth2/OpenID Connect/JWT) High Availability Disaster Recovery and API Security for regulated banking or payment environments
• THE COMPENSATION AND BENEFITS PACKAGE OF THIS ROLE IS NON-NEGOTIABLE AND WE ENSURE OUR TRANSPARENCY IN IT AS WELL. The gross salary is maximum 25000 AED with company provided visa health insurance and yearly airfare. Do you agree to this

• Gross Salary
• Company provided visa for self and dependents
• Health insurance for self and dependents
• Yearly airfare allowance