Relationship Officer

Job Purpose:

• Meet and exceed monthly and annual sales target objectives
• Ensure penetration in the market through focus on New To Bank acquisition as well as solicit existing clientele
• Do proper analysis of the case and provide all related information of the customer after the field visit is done
• To be familiar with all policies products and processes to ensure superior client on boarding experience
• To proactively participate in Learning Development and training programmes of the bank in order to be an effective sales personnel
• Ensure strict adherence to all KYC Compliance policies and other processes as stipulated.

Key Accountabilities:

Generic Accountability

Financial:

Accomplish set sales and revenue objectives for all Products as per set business plan. 

• Achieve monthly& annual set KPI objectives.
• Focus on New to Bank acquisition along with leveraging existing client base.
• To leverage on cross sell opportunities to ensure higher revenue per customer.
• Maintain Daily Sales Reports on sales performance for review by team leader and manager assets. 

Customers:

Be commercially effective in the role and consistently keep customer/client as focus & ensure excellent customer service by delivering quality client on-boarding experience.

• Ensure thorough knowledge of all products policies and processes in order to achieve superior client on boarding experience.
• To ensure no mis selling to customers by offering products/services transparently as per customer requirements
• Understand and resolve/escalate customer redresses to ensure timely resolution.

Learning & Growth:

Participate in the assigned People Development and L&D programmes. Take accountability for own development by active enrolment and participation with close coordination with respective Team.

• To ensure participation in assigned training Learning & Development programmes
• Awareness to competition offerings and offer suggestions to line manager to improve product/ processes.

Internal Processes:

Ensure implementation of prescribed Sales & Compliance processes as per Banks policies. Implement governance & controls to proactively identify manage and minimize/mitigate potential losses to the franchise within respective Area.

• Adhere to Risk Control Assessment process across all areas of Business Banking Department - Selling Client Onboarding Fraud Control Client Application & KYC Documentation etc.
• Adherence to all prescribed internal processes to ensure satisfactory Audit Ratings by adherence of all prescribed processes
• Ensure to bring quality and right customers to the franchise.
• Discuss the cases with stake holders and ensure support is provided.

Frameworks Boundaries & Decision-Making Authority:

• Propose and recommend decisions as per the approved authorization matrix.
• Functions within the framework and boundaries of Group policies as well as overall organizational and governance frameworks

#LI-MM2

Qualifications :

Essential 

• Requires good convincing and Negotiating Skills according to the complexity of business.
• Continuous suggestions on Changes and ways of improving FAB Products.
• To build and maintain effective business relationship with all colleagues.
• Identify any cross-Selling opportunity for Other Business Divisions of the Bank Education required: University Degree / MBA / PGDM / Sales diploma or certification preferable. 

Experience: 3 5 years of experience in Banking or in a Financial Industry

Remote Work :

No

Employment Type :

Full-time