Mortgage Manager

Responsibilities:

• Interviewing clients and assisting them with the completion of loan applications.
• Working closely with the underwriting department to determine conditions for loan approval.
• Screening and assessing new mortgage applications for loan eligibility.
• Ensuring that personal information such as income and expenditure are received and captured.
• Identifying potential risks that can lead to a default on the mortgage loan.
• Preparing contracts for mortgage loans and ensuring they are signed correctly.
• Preparing loan closing documents once a mortgage has been repaid.
• Working closely with real estate agents to increase the number of loans in the company’s loan portfolio.
• Ensuring compliance with mortgage loan regulations and privacy laws.
• Reporting to management on applications received, approved, and declined.