Retail Credit Analyst Sharjah

Responsibilities:

• Receiving credit and loan applications along with supplementary paperwork.
• Reviewing documents to ensure their completion and precision.
• Conducting routine inspections to better understand clients' financial track records.
• Performing risk analyses and using the findings to inform the amount of credit extended, if applicable.
• Informing clients about the outcomes of their credit applications.
• Negotiating interest rates and payment plans that account for the potential risks identified earlier.
• Supervising the repayment of funds and contacting defaulters to tend to their accounts with urgency.
• Providing additional financial support to eligible and steadfast clients upon request.
• Compiling a database of regular defaulters and reporting them to the relevant bodies, as appropriate.
• Working towards maintaining and advancing the financial status of our institution.