AVP Lead- Collection - Al Ain

The Collections Supervisor is responsible for overseeing and managing the collections team. Reporting directly to the VP of Collections the Collections AVP will lead a team of collections specialists ensuring the efficient and effective collection of delinquent accounts. This role requires strong leadership excellent communication skills and a deep understanding of financial regulations.

This position supports the NHL collections by supervising daily collection activities managing delinquent accounts and developing strategies to minimize future loan delinquency.
 

Essential Job Duties and Responsibilities:

• Manage a team of collection agents to meet or exceed collection targets.
• Oversee daily operations of the collections department.
• Develop and implement strategies for effective debt collection.
• Ensure compliance with all relevant laws and regulations.
• Resolve escalated customer issues and negotiate payment plans.
• Analyse collection reports and suggest improvements.
• Train mentor and provide feedback to collection agents.
• Collaborate with other departments to streamline processes. Monitor train and develop collectors to maximize results while ensuring all policies and procedures are followed.
• Hold collectors accountable to performance expectations productivity attendance policy and quality scores.
• Motivate collectors to achieve success and create a team atmosphere.
• Audit collection activities to ensure maximum results and partner with leadership to recommend changes to enhance strategies to help lower delinquency.
• Conduct daily/weekly/monthly call calibrations account reviews and performance reviews with all direct reports.
• Manage workload (queues and dialer campaigns) to ensure daily/monthly targets are achieved.
• Supervise mentor and develop a team of collections agents to ensure optimal performance and professional growth. Provide coaching feedback and training to improve individual and team productivity.
• Collaborate with the VP/Collections to develop and implement collections strategies aimed at reducing delinquency improving recovery rates and achieving overall department goals.
• Monitor the aging report to identify delinquent accounts and take appropriate action to resolve overdue balances ensuring compliance with the credit unions policies procedures and regulatory requirements.
• Assist members in resolving account issues while maintaining a fair and empathetic approach.
• Ensure all communications with members are professional respectful and in compliance with all relevant regulations. Address member inquiries disputes and payment arrangements to maintain positive relationships and foster member loyalty.
• Resolve complex or escalated accounts including highrisk or highpriority members negotiating payment plans or settlements while maintaining a high level of service.
• Prepare and submit regular reports to the VP/Collections on key performance indicators (KPIs) collection progress trends and challenges. Provide datadriven recommendations to improve collections processes.
• Work closely with other departments to ensure effective resolution of accounts and alignment on organizational goals.
• Stay current with industry trends and regulatory changes recommending improvements to the collections process and systems to enhance operational efficiency and service.
• Perform other duties as assigned.

  Required Skills Knowledge & Abilities:

• Excellent project management skills and a positive attitude.
• Demonstrated ability to meet deadlines handle and prioritize simultaneous requests and manage laterally and upwards.
• Creative and analytical thinker with strong problemsolving skills.
• Exceptional verbal and written communication skills.
• Proficient in Microsoft Office Suite (Excel Word Outlook) and collections systems.
• Ability to communicate effectively at all levels of the organization.
• Ability to critically evaluate information gathered from multiple sources reconcile conflicts decompose highlevel information into details abstract up from lowlevel information to a general understanding and distinguish user requests from the underlying true needs.
• Ability to motivate others to achieve maximum results.
• Ability to drive results with a geographically dispersed team.
• Advanced knowledge of lending products services and the collections process.
• Strong leadership and team management abilities with a proven track record of motivating and developing a team to achieve and exceed performance targets.
• Ability to assess complex financial situations and provide strategic solutions to improve collections outcomes.
• Experienced in handling legal collection matters bankruptcies and repossessions.
• Strong decisionmaking skills with the ability to handle challenging situations while maintaining a positive member experience.
• Ability to multitask in a fastpaced environment while meeting deadlines.
• Demonstrate patience tact enthusiasm and a positive attitude toward all members and the general public.
• Participation in company meetings community events and similar engagements as ambassadors to the organization and its mission. These include voluntary and involuntary events that may occur during business hours weekends and evenings as announced.
• Functions within the framework and boundaries of Group policies as well as overall organisational and governance frameworks.
• Authorised to take decisions as per the approved authorisation matrix.

Qualifications :

Experience Required:

• Minimum 2 years of experience in collections financial services or a relevant field.
• Advanced proficiency with computer functions with MS Office Suite strongly preferred.
• Ability to lead or manage 510 highperforming frontline representatives.
• Exceptional communication skills including verbal written oneonone and team.
• Knowledge of collection industry regulations.
• Ability to collaborate across departments to resolve customer concerns.
• Strong leadership skills to motivate employees to achieve success.
• Excellent problemsolving skills.
• Goaloriented focusing on both short and longterm visions.
• Understanding of good collection practices and procedures.

Education/Experience:

• Education or experience equivalent to a Bachelors degree Finance or a related field in addition to 2 years of progressively responsible experience in collections credit management or a related field.
• Experienced in supervising staff and leading teams.
• Experience in a credit union or financial institution is preferred but not required.

Remote Work :

No

Employment Type :

Fulltime