Operation Officer-Transfer Unit (Outsource)

Role : Operation Officer-Transfer Unit
Location : Abu Dhabi

Role Purpose:

• Operation Officer main responsibility is to ensure smooth operations of daily routine work to be carried out without any major hurdles and ensure that client business served well to carry on the daily operations. All these need to be carried within defined policy and procedures and SLAs / agreed timeline.
• This position ensure the Bank is protected at all times with appropriate source documents legally enforceable charge documentations/Securities and monitored through a follow up system for routine actions.

Key Accountabilities of the role

• Ensure that the role and responsibilities assigned which can be updated as and when required are adequately followed / completed well in time with no compromises on defined policy and procedures / controls.
• Manage transfer schedule by coordinating with Transfer officers ADIB customer and sales team to process property registration appointments at land department .Handle mortgage for government housing program such as ADHA Gifted land registration.
• Ensure following the schedule of appointment confirmed to sales /customers for registration of properties in respective land department.
• Report issues identified in any process to be followed to the line manager on time for timely escalation / resolution.
• Responsible for reviewing cases associated from Booking to Mortgage perfection and completing the tasks within in functional framework. Also responsible for pending cases to be accomplished in due course.
• Provide assistance to Manager in formulating/updating and implementing SOPs for the department and enhance SOP to bring more control.
• Track Buyout payment and collection of the documents.
• Maintaining tracking MIS of Each Case processes at respective Emirates.
• In depth knowledge to handle the of Home Finance End to End process login till Disbursement.
• All Cases Mortgage and Transfer should be process as per the Policy guideline.
• Complete file conversion from Advance to Ijara within agreed TAT.

Specialist Skills / Technical Knowledge Required for this role:

• A thorough understanding of Banks Policies and Product Knowledge
• A thorough understanding of Islamic Products
• Ability to work with minimal supervision

Previous experience required (if any):

1-2 years of banking experience in UAE in Retail Mortgage Operations