Managing Director- Corporate Banking Group

To grow the Corporate Banking Dubai portfolio with direct accountability of team of unit heads and Relationships managers in Dubai. Responsibilities include supervising the teams day-to-day activities and client interactions to ensure that the teams objectives are constantly met and its revenue targets achieved while maintaining client satisfaction and portfolio credit quality.

Key Accountabilities: 

Client and Market Analysis

• Conduct financial analysis on clients and their respective geographies/ industries/ markets to identify potential opportunities and risks.

Business Origination

• Originate new business opportunities with target clients across banking products and in line with relevant policies.
• Obtain support from relevant stakeholders and governance forums to close deals (e.g. credit products GT).
• Develop Term Sheet Information Memorandum Mandate letter etc.
• Examine & resolve credit market and operational risk aspects of the transactions in collaboration with products and enablement units.
•  Leverage FABs network expansion through cross border deals.
• Anchor Strategic Alliances with UAEs Top Developers & Authorities
• Expand Products Penetration
• Ensure high returns with satisfactory yields
• Maintain the credit quality of the clients relationships within the Portfolio to an acceptable level set by the
• Banks management.
• Pitch review negotiate and conclude deals.
• Develop and maintain strong relationships with key decision makers in other banks to originate business.
• Up to date with the latest market competitors regulatory and industry and amend accordingly the account plans as when applicable.

Client Relationship Management

• To achieve assigned financial and non-financial objectives by meeting all borrowing & non borrowing needs of customers with target segments (E.g. borrowers transactors depositors).
• Prepare and Maintain Account Plans for all clients with support from relevant partners (e.g. products international banking Employee banking Asset Management etc.).
• Support on the conduct of annual/periodic credit facility reviews in the existing portfolio in a timely manner and support on the recommendation of appropriate credit facilities in line with the banks credit. policy to maximize earnings while containing risks to an acceptable level and identifying candidates for downgrades/ upgrades.
• Develop Implement and maintain complete control aspects i.e. documentation periodical client visits / call reports stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
• Organize client meetings with relevant partners/ seniority to deepen FAB relationship within the portfolio.
• Identify & develop cross selling opportunities and increase cross-sell ratio and returns with clients.
• Support client on their day-to-day banking requirements with support from the team (as applicable).
• Ensure customer satisfaction remains high and meets the targeted NPS score.
• Keep abreast of market trends and manage a disciplined marketing process by identifying steps/strategies necessary to effectively initiate relationships with prospects.
• Onboard new clients.

Collaboration

• Align with Corporate Banking teams as well as other partners to identify and convert opportunities.
• Collaborate with other business divisions to drive cross-BU collaboration. Develop proposition strategy competition analysis focused group approach service delivery model customer experience internal & external campaigns and alignment with other Products & proposition including Risk policies Payment & Cash management Trade products collaboration with Retail banking including Private Banking etc.
• Align with International banking to support client in FAB network locations.
• Support Unit/Divisional/Bank-wide initiatives (as required or assigned).

Operational

• Follow all relevant policies processes standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.
• Conduct periodic reviews of risks (credit operational compliance etc.) within the portfolio on a regular basis.
• Drive day-to-day administrative and transactional activities for the team such as client calls documentation follow up pipeline updates and any other activities in the unit/team to ensure continuity of work and delivery of effective/high quality output.
• Ensure that internal processes for existing portfolio/ NTBs are in-line with the Banks policies & procedures.
• Manage and follow up on KYC and compliance requirements to ensure consistency with the Banks KYC and AML policies and regulatory requirements.
• Ensure all credit reviews are submitted on time and agreed conditions are met.
• Ensure all clients files documents are maintained.
• Maintain a satisfactory audit on the portfolio.
• Adhere to process KPls and ORM BCP & Internal Audit requirements.

Leadership

• Lead Mentor Motivate Develop and Coach team members to ensure career growth and short & long term successors
• Establish high-performance culture and ensure high engagement levels.
• Encourage ownership through rightful assignments to team members.
• Achieve individual and teams financial performance targets.
• Learning & Development Attend appropriate on and off-the-job training programs and ensure development and skill upgradation of team members.
• Involvement in team members new hirings.

Qualifications :

Minimum Qualification

• Bachelors degree in finance or related discipline.
• Masters degree in business administration is preferred.

Minimum Experience

15 years of experience in Corporate Banking and/or investment banking with 10 years of team management.

Knowledge Skills and Attributes:

• Deep Knowledge of Wholesale Banking sector.
• Understanding of FABs product offering and business strategy.
• Ability to collaborate with a wide range of stakeholders to drive business.
• Strong relationship management skills both internally and externally.
• Sound communication skills (written and verbal).
• Ability to analyse and research information.
• Deep Financial and credit analysis ability with an aptitude to identify opportunities and close deals.
• Data analysis and financial modelling skills.
• Ability to work under pressure and adjust quickly to changing priorities.
• Proficient in MS Office (excel word and Power-point).

Remote Work :

No

Employment Type :

Full-time