Credit Analyst

Perform timely and independent risk analysis of the In-House Finance counterparties, utilizing fundamental credit analysis while taking into account the quantitative and qualitative factors including quality of its management, their trading strategies and risk management practices of corporate clients. 
 Thoroughly underwrite and probe the credit application and analyse the data analytics/evaluation tool to identify Credit Risk, Market Risk and Operational Risk in the deal. 
 Ensure all Governance and Compliance requirements are adhered to and all ad hoc reporting and reviewing activities required by the Al Futtaim Finance are carried out to the standards required. 
 Timely completion of deal analysis and adhere to the turnaround time set by Al Futtaim Finance. 
 Support in development of a Credit Risk Framework (Risk Policy Guidelines, Policy Renewal Program, Portfolio Credit Management, Risk Process)
 Full responsibility for maintaining a complete Credit Risk record by recording every application detail in the Risk reporting format. 
 Ensure compliance with Credit Policy, Finance Policy, Delegation of Authority & process at all time, effective implementation & monitoring of IHF finance process, credit process and collection process.